Drive Your Dream Car with CarCredz
Fast, Affordable & Hassle-Free Financing!
Say goodbye to lengthy paperwork and confusing loan processes – CarCredz makes car financing simple, transparent, and stress-free!
Whether you’re eyeing a brand-new ride, a reliable pre-owned vehicle, or need refinancing/top-up on your existing loan, we’ve got you covered with the best interest rates, flexible EMIs, and quick approvals.
With 18 years of expertise in the automobile industry through our legacy brand, Pride Cars, we bring trust, reliability, and unmatched knowledge to help you own your dream car effortlessly.
CarCredz’s Smart & Flexible Car Financing Solutions
With 18 years of automotive expertise, CarCredz brings you trusted, hassle-free, and tailored car financing solutions to help you drive home your dream vehicle with ease.
New Car Loan
Own Your Dream Car Effortlessly!
Looking for a brand-new ride? CarCredz offers up to 100% financing, with interest rates starting at just 8.50%. Enjoy low EMIs, flexible repayment terms, and quick approvals to make car ownership a breeze!
Used Car Loan
Affordable Financing for Pre-Owned Cars
Buying a certified pre-owned car? Get financing for up to 90% of the car’s market value, with ROI starting from 10.50%. We make it easy to own a reliable second-hand vehicle without financial worries.
Car Refinance
Unlock the Value of Your Car
Need extra funds? CarCredz’s refinancing option lets you unlock up to 150% of the cars existing value., providing instant liquidity for personal or business expenses while you continue to own and drive your car.
Top-Up Loan
Extra Funds, Extra Convenience!
Already have a car loan? With CarCredz’s Top-Up Loan, get up to 200% of your car’s market value for emergencies, home renovations, education, or any financial need—without the hassle of a new loan application.
Turn Your Car Ownership Dreams into Reality with CarCredz!
Why Choose CarCredz?
CarCredz is your go-to partner for hassle-free car financing. We bring trust, transparency, and tailored loan solutions to make your car ownership journey smooth and stress-free.
Customised Loan Solutions
We understand that everyone’s financial situation is unique. That’s why we offer personalized loan options to fit your budget, lifestyle, and goals.
Super-Fast Approvals
Why wait? Get loan approvals within just 4 hours with minimal paperwork and zero delays – so you can drive your dream car sooner.
Comprehensive Loan Options
Whether you need a new car loan, used car financing, refinancing, or a top-up loan, we’ve got you covered with flexible and affordable solutions.
18+ Years of Trust & Reliability
Backed by the legacy of Pride Cars, we’ve been a trusted choice for thousands of customers, helping them finance cars with confidence and ease.
No Income Proof? No Problem!
We make car financing accessible for all! Get loans up to ₹10 lakhs without the need for income proof.
Loans for 3rd-Owner Vehicles
Buying a pre-owned car with multiple owners? No worries! We offer financing even for 3rd-owner vehicles, ensuring you don’t miss out on great deals.
Maximize Your Car’s Value
Unlock up to 200% of your car’s market value with our high loan-to-value ratio, offering competitive interest rates and easy repayment options.
CarCredz – Making Car Ownership Simple, Fast & Affordable!
FAQs – Your Car Loan Queries, Answered!
CarCredz is your trusted partner in hassle-free car financing. Explore our FAQs to get clear, reliable answers to all your loan-related queries.
1. What is a loan against a car?
Loan against car is cash/funds available against the current value of your existing car which can be used for personal and business purposes. It is an excellent option if you need funds quickly for any other financial requirement.
2. Am I eligible for a Loan Against Car even if I have an existing loan running on my car?
Yes, you are eligible for a top up loan or balance transfer upto 200% of your current car’s valuation. You need to have a min.12 month clear payment record on your existing loan.
3. How much loan can I get?
The amount you can borrow depends on the current market value of your car and your repayment history. Some lenders offer up to 200% of the car’s value.
4. What are the benefits of a loan against car?
Some Benefits of Taking Loan Against Car are as follows:
- Quick Money. Instant hassle free top-up loan
- High Loan Amount
- Flexible repayment tenure
- Competitive rates
- Quick and easy processing and approval
- Fewer documents required for approval compared to other loans
5. How do I apply for a loan against a car?
Fill in our simple form by entering your vehicle details to check eligibility
- Our intuitive AI based algorithm will perform a verification at backend to suggest a suitable loan amount of up to 200% of the price of your car.
- All banks require a valuation or inspection of the car against which you are taking the loan.
6. What documents do I need for a loan against a car?
You will need to submit proof of income, identity, age and address.
- If you are a salaried person, provide your recent salary slips and tax returns as proof of income.
- If you are self-employed, submit the latest KYC/Latest bank statement /Business proof
- For more details about the document requirements*, reach out to us at info@carcredz.com or
+91 9769976767
Terms & conditions apply. Loan disbursal at sole discretion of banks.
7. Which cars are eligible for Loan against car?
All vehicles including hatchbacks, sedans, and SUVs are eligible for Loan against car. Models that are out of production are however not eligible for a loan against car. Funding against yellow number plate/ commercial vehicles is not available.
Customer Testimonials
Hear from our satisfied customers about their seamless and hassle-free car financing experience with CarCredz!
CarCredz made financing my dream car so easy! The process was smooth, transparent, and much faster than I expected. Highly recommend their services to anyone looking for stress-free car financing.
I was worried about getting a loan without income proof, but CarCredz made it possible. The team is super helpful and guided me at every step. Truly impressed!
Applied in the morning and my loan got approved by evening! Hassle-free documentation, excellent customer service, and competitive rates. Can’t ask for more.
What I loved most was the personalized support. They understood my situation and offered the best possible solution. CarCredz is now my go-to for any auto finance need.
Being self-employed, getting a car loan was always a challenge—until I found CarCredz. They looked beyond the paperwork and made it happen. Highly recommended!
From checking my eligibility to getting the loan disbursed, the entire journey was seamless. Kudos to the CarCredz team for their efficiency and professionalism.
I had an urgent requirement and needed funds quickly. CarCredz helped me refinance my car and I got the money in just two days. Super service!
I was surprised I could get a top-up on my existing loan with such ease. CarCredz truly understands their customers and delivers beyond expectations.
You are One Step Away to Bring Your Dream Car Home
See what our happy customers have to say about their smooth experience with CarCredz.