Get Your Dream Car with Easy & Affordable Financing!
Fast Approvals | Low Interest Rates | Minimal Paperwork
Get up to 100% Car Loan* at Interest Rates starts from 8.50%*
For every car buyer looking for quick & hassle-free car financing!
Whether you’re a first-time buyer, upgrading your ride, or need better financing options, CarCredz offers customised loan solutions that fit your budget and needs.
Salaried & Self-Employed Individuals
No Income Proof? No Problem!
Low Credit Score? We Have Solutions
New Car Loans with Best-in-Class Features
Enjoy low interest rates, quick approvals, and flexible EMIs tailored to make your car ownership journey smooth and stress-free.
Loan up to 100% of Car’s Value
Own your dream car with minimal down payment.
Low Interest Rates
Competitive rates starting from just 8.50%
Flexible EMI Options
Choose repayment terms that suit your finances.
Fast Approvals in 4 Hours
Minimal paperwork & instant processing
Why Choose CarCredz?
At CarCredz, we combine 18+ years of automobile expertise with a customer-first approach – offering personalized car loan solutions, faster approvals, and unmatched convenience to help you drive your dream car with ease.
18+ Years of Industry Expertise
Trusted by thousands of happy car owners
Zero Hidden Charges
100% transparency in loan processing
High Loan Approval Rate
Even with low credit scores or minimal documents
End-to-End Support
From application to disbursal, we handle everything!
FAQs – Your Car Loan Queries, Answered!
CarCredz is your trusted partner in hassle-free car financing. Explore our FAQs to get clear, reliable answers to all your loan-related queries.
1. What is the eligibility criteria for a new car loan?
To be eligible, you must be an Indian resident aged between 21 and 65 years with a stable income – either salaried, self-employed, or a business owner.
2. How much loan amount can I get for a new car?
You can avail up to 100% of the car’s on-road price, depending on your income profile, credit score, and the car model.
3. What is the interest rate for new car loans?
Interest rates typically start from 8.50% per annum, but may vary based on your credit profile and loan tenure.
4. How long does it take for the loan to get approved?
With CarCredz, you can get loan approval within 4 hours with minimal documentation and hassle-free processing.
5. What documents are required to apply for a new car loan?
Generally, you’ll need identity proof, address proof, income proof (optional in some cases), bank statements, and your PAN card.
6. Can I apply for a new car loan without income proof?
Yes, CarCredz offers loans up to ₹10 lakhs even without income proof, subject to our internal eligibility checks.
7. What is the maximum loan tenure available?
You can choose a flexible loan tenure ranging from 12 to 84 months, depending on your repayment comfort.
8. Is there a processing fee involved?
Yes, a nominal processing fee is applicable and will be communicated to you transparently at the time of application.
9. Can I prepay or foreclose my car loan?
Yes, prepayment and foreclosure are allowed. Charges (if any) will be mentioned in your loan agreement.
10. How do I apply for a new car loan with CarCredz?
You can simply click on the “Apply Now” button, fill in your basic details, and our experts will guide you through the next steps.
Customer Testimonials
Hear from our satisfied customers about their seamless and hassle-free car financing experience with CarCredz!
CarCredz made financing my dream car so easy! The process was smooth, transparent, and much faster than I expected. Highly recommend their services to anyone looking for stress-free car financing.
I was worried about getting a loan without income proof, but CarCredz made it possible. The team is super helpful and guided me at every step. Truly impressed!
Applied in the morning and my loan got approved by evening! Hassle-free documentation, excellent customer service, and competitive rates. Can’t ask for more.
What I loved most was the personalized support. They understood my situation and offered the best possible solution. CarCredz is now my go-to for any auto finance need.
Being self-employed, getting a car loan was always a challenge—until I found CarCredz. They looked beyond the paperwork and made it happen. Highly recommended!
From checking my eligibility to getting the loan disbursed, the entire journey was seamless. Kudos to the CarCredz team for their efficiency and professionalism.
I had an urgent requirement and needed funds quickly. CarCredz helped me refinance my car and I got the money in just two days. Super service!
I was surprised I could get a top-up on my existing loan with such ease. CarCredz truly understands their customers and delivers beyond expectations.
You are One Step Away to Bring Your Dream Car Home
See what our happy customers have to say about their smooth experience with CarCredz.