Get the Best Used Car Loan Deals – Fast, Simple & Affordable!
Low Interest Rates | Easy Approvals | Loan on 1st, 2nd & 3rd Owner Cars
Own your perfect used car with loan amounts up to 90% of its value*, Interest rates starts from 10.50%*
Tailored for Every Pre-Owned Car Buyer
Whether you’re buying from a dealer, a private seller, or need funds on your existing vehicle – CarCredz offers flexible loan options suited for all situations.
First-Time Buyers & Experienced Owners
Loan for 1st, 2nd & 3rd Owner Vehicles
No Income Proof? We’ve Got You Covered
Self-Employed, Salaried, or Business Owners Welcome
Used Car Loans with Incredible Features
Drive the car you want without financial stress. Enjoy unmatched benefits with CarCredz:
Loan up to 90% of Car’s Current Value
Fast Approvals in Just 4 Hours
Competitive Interest Rates from 10.50% Onwards
No Income Proof Required (Up to ₹10 Lakhs)
Flexible Tenure from 12 to 60 Months
Why Choose CarCredz?
At CarCredz, we combine 18+ years of automobile expertise with a customer-first approach – offering personalized car loan solutions, faster approvals, and unmatched convenience to help you drive your dream car with ease.
18+ Years of Industry Expertise
Trusted by thousands of happy car owners
Zero Hidden Charges
100% transparency in loan processing
High Loan Approval Rate
Even with low credit scores or minimal documents
End-to-End Support
From application to disbursal, we handle everything!
FAQs – Your Car Loan Queries, Answered!
CarCredz is your trusted partner in hassle-free car financing. Explore our FAQs to get clear, reliable answers to all your loan-related queries.
1. Can I get a loan for a second-hand or third-owner car?
Yes! CarCredz offers used car loans for first, second, and even third-owner vehicles, subject to vehicle condition and documentation.
2. What is the maximum loan amount I can get for a used car?
You can get up to 200% of the car’s value, depending on the vehicle’s make, model, age, and your financial profile.
3. Do I need income proof to apply for a used car loan?
Not necessarily. CarCredz provides loan options up to ₹10 lakhs even without income proof, based on alternative eligibility checks.
4. What is the interest rate for a used car loan?
Interest rates start from as low as 9% per annum and may vary based on your credit profile, loan tenure, and vehicle evaluation.
5. How quickly can I get approval for a used car loan?
With CarCredz, you can get loan approval within 4 hours of submitting your documents.
6. What documents are required to apply?
Basic documents like ID proof, address proof, PAN card, bank statements, and RC of the vehicle are required. Some flexibility is offered based on your profile.
7. Can I get a loan if I’m buying a car from an individual seller?
Yes, CarCredz offers financing options for used cars purchased from both dealers and individual sellers.
8. Is refinancing available on existing used car loans?
Absolutely! We provide refinance options to help you lower your current EMIs or get better interest rates.
9. Can I get a top-up loan on my existing used car loan?
Yes, eligible customers can avail top-up loans for additional financial needs against their existing car loan.
10. What is the loan tenure for used car loans?
You can choose flexible repayment terms from 12 months to 84 months, based on your budget and comfort.
Customer Testimonials
Hear from our satisfied customers about their seamless and hassle-free car financing experience with CarCredz!
Buying a pre-owned car felt risky, but CarCredz made the loan process so easy and transparent. I got funding within a day with minimal paperwork!
I was surprised I could get a loan without income proof. The team at CarCredz understood my situation and offered the perfect solution. Super happy!
I bought a used car from an individual seller and still got quick loan approval. The documentation process was smooth and hassle-free.
What I loved the most was their personalized approach. They explained everything patiently and ensured I got the best interest rate possible.
As a self-employed professional, I always faced issues getting loans. CarCredz looked beyond just documents and helped me own my dream car.
CarCredz not only helped me buy a used car but also offered a top-up loan which came in handy for other expenses. Truly a one-stop solution!
Their support team is amazing! From evaluating the car to getting the loan disbursed, everything was taken care of seamlessly.
I got my existing used car loan refinanced with better rates through CarCredz. The EMI is lower now, and I’m saving every month!
You are One Step Away to Bring Your Dream Car Home
See what our happy customers have to say about their smooth experience with CarCredz.